Blog
Practical insights and proven strategies to help business owners grow, strengthen credit, and secure funding.
Curious about Freedom Business Daily's work?
From DIY credit letters to trust structuring, we publish high-level strategy made simple. Learn how to fix your credit, fight daily MCA debt, and move like a secured party—not a debtor.
You’re Using MCA Loans Wrong — Here’s How One Woman Wiped Out $60K Without Going Bankrupt
Why Merchant Cash Advance Debt Relief is the Solution You Haven’t Considered Most small business owners treat a Merchant Cash Advance (MCA) like a traditional
Why the FTC Is Finally Cracking Down on Predatory Lending in 2026
In 2026, the way federal agencies protect consumers and small business owners is changing like never before. For years, some lenders took advantage of loopholes,
The Freedom Letter: Why We Send Free Credit Disputes Every Month
Have you ever felt like your credit score is a heavy chain holding you back from the life you truly deserve? Whether it’s a denied
How to Turn a 640 Into a 720—Without Paying for Tradelines
Having a credit score of 640 puts you in a frustrating middle ground. You aren’t in the “poor” category, but you are stuck in the
Everything We Wish We Knew Before Our First Business Loan
Securing your first major round of capital is a milestone for any entrepreneur, but the process is rarely straightforward. When you start looking into how
Access to Business Credit: The Case for Business Credit as a Human Right
Business credit is often considered a privilege, but what if we saw it as a fundamental right? An analysis shows that 39% of Black-owned businesses
How One Aged Corporation Gave a Founder $200K in 90 Days
A founder with steady revenue kept hearing the same answer from lenders: Come back later. Cash was needed now, not in years. The turning point
2025 Small Business Tax Changes: What Congress Doesn’t Want You to Overlook
A surprising number of small business owners will pay more tax in the coming year without realizing anything has changed. Not because they made mistakes,
Financing Your First Employee: Payroll Funding for Small Businesses
Why Hiring Your First Employee Requires Financial Planning Hiring your first employee isn’t just an exciting milestone. It is a big financial shift that requires
How to Rebuild Your Business Credit After Bankruptcy or Default
Filing for bankruptcy feels like hitting a brick wall. The silence after the phone stops ringing is a relief, but it is quickly replaced by
Small Business Loan Interest Rates: How they Affect You?
Understanding Small Business Loan Interest Rates It is important to understand what small business loan interest rates actually represent. At the simplest level, your interest
What Small Business Loan Underwriters Actually Look For?
What Is Small Business Loan Underwriting? Small business loan underwriting is the behind-the-scenes evaluation lenders use to determine whether your business is financially strong enough