What It Means to Be a Secured Party in 2025
1. Definition & Origin
A Secured Party is the legal entity (individual or institution) that holds a security interest in a debtor’s property under Article 9 of the Uniform Commercial Code (UCC). This concept originates from commercial law, where creditors protect their rights by perfecting their interests—often through UCC-1 Financing Statements—over assets pledged by a debtor.
In the sovereign or private citizen movement, the term has evolved to include those who actively declare themselves “Secured Party Creditors” (SPCs), separating their living, breathing human identity from the legal fiction or “strawman” (the corporate version of their name in all caps used by the state for taxation, debt, etc.).
2. Secured Party in Commercial Law (Mainstream UCC Use)
- A secured party could be a lender, creditor, or vendor who has a lien against a borrower’s property.
- Filing a UCC-1 Financing Statement gives public notice of the lien, protecting the secured party’s interest if the borrower defaults.
- This legal tool ensures priority in repayment if the debtor’s assets are liquidated.
- It’s used in business lending, equipment leases, merchant cash advances (MCAs), factoring, etc.
Example: A business owner pledges its accounts receivable to a lender. That lender becomes the secured party and files a UCC-1 to gain priority over those receivables.
3. Secured Party Creditor in Sovereign/Private Movements
In the lawful sovereignty movement, becoming a Secured Party Creditor has a broader meaning:
- It involves reclaiming one’s legal name and correcting status to operate privately and outside the jurisdiction of public debt systems.
- It’s believed to protect private citizens from unlawful debt collection, civil claims, and administrative overreach.
- Secured Party Creditors assert that the all-caps NAME (legal fiction) is a trust or corporate entity, and they— as the living man or woman—serve as trustee, executor, or beneficiary over that estate.
Common Steps:
- Filing a UCC-1 Financial Statement naming yourself as the Secured Party Creditor and the DEBTOR (your legal name in all caps) as the entity.
- Issuing a Declaration of Status Correction or Affidavit of Truth.
- Sending Notices of Administrative Remedy or Conditional Acceptances to government agencies.
- Asserting UCC 1-308 (reserving rights without prejudice) on all contracts and citations.
4. What It Protects
Being a properly filed and noticed Secured Party Creditor may allow you to:
- Claim priority rights over your labor, name, or property.
- Prevent courts or agencies from assuming jurisdiction over you without voluntary consent.
- Demand commercial presentment of claims (proof of debt, authority, or standing).
- Pursue liens or counterclaims against officials, agencies, or corporations that trespass on your rights.
5. Limitations & Warnings
- Being a Secured Party Creditor is not a get-out-of-jail-free card.
- It does not exempt you from legitimate contracts, taxes, or crimes.
- If misused or misunderstood, it can result in legal consequences or accusations of fraud.
- Many state and federal courts consider some “Sovereign Citizen” filings frivolous or pseudo-legal.
6. 2025 Updates & Trends
- Digitized UCC filing is now standard in most states. More oversight is being placed on filings involving non-business entities.
- Artificial Intelligence and court record scanners are increasingly flagging SPC-related filings for administrative scrutiny.
- Public trust in the sovereignty movement is growing in private circles, but enforcement agencies are tightening processes to distinguish lawful SPCs from bad actors.
- Sovereign-style SPCs are gaining traction in credit repair, MCA remedy, and private trust structuring, but require clean, well-documented administrative processes.
7. Conclusion
In 2025, being a Secured Party means understanding both commercial law and the power of private status correction. It is both a legal status and a philosophical stance: you are the creditor, not the debtor; the master, not the servant; the executor of your estate—not the ward of the state.
The key is knowledge, documentation, and administration—not confrontation. Secure yourself in commerce. Move in honor. And never claim benefits you didn’t lawfully create.
