Predatory Lenders Merchant Cash Advance: How to Spot the Risks
Am I Dealing with Legitimate or Predatory Lenders? The first step is distinguishing between a legitimate, albeit expensive, financing product and a predatory one. A legitimate MCA is not technically a loan; it is the purchase of your future receivables. This distinction allows predatory lenders to bypass state merchant cash advance usury laws that typically […]
Merchant Cash Advance: How It Works & Hidden Costs
If you run a small business in retail, e-commerce, or food service, you already know how unpredictable cash flow can be. When equipment breaks down or a supplier offers a limited-time deal on inventory, you may need money right away. Bank loans move slowly, which creates pressure when you’re trying to handle urgent needs. This […]
10 Vendor Accounts That Help You Build Business Credit Fast
Most new entrepreneurs do everything right and still hear “you don’t qualify.” The truth is, without reporting vendors, lenders can’t even see your business. Many new business owners quickly discover how hard it is to find business credit vendors that actually report to credit bureaus. The right vendors can help you build credit fast and […]