How to Build Business Credit From Scratch (Step-by-Step Guide)
What is Business Credit and Why Does it Matter? Let’s take a moment to break down exactly what corporate credit is, and why it’s something you can’t afford to ignore. Business credit is a financial profile that reflects your company’s ability to manage and pay off debt. Think of it as a report card for […]
How to Qualify for $100K+ in Business Credit Without Tax Returns
Why Tax Returns Matter and How to Bypass Them? Traditional banks require tax returns because they want to verify your income, cash flow, and ability to repay debt. For high-limit business credit approval, especially with regulated lenders, tax returns are standard. But you don’t always need them. Many alternative lenders look at other indicators, including: […]
EIN-Only Credit: What It Is & How to Get Approved
Using your business’s Employer Identification Number (EIN) to secure financing gives your company more control and protection. EIN-only business credit allows your company to take on credit independently, without relying on your personal credit history. This means your business assumes responsibility for repayment, not you personally. That structure can protect your personal assets, simplify accounting, […]